Mortgage Loans

Click Here to apply: e-Mortgage.

When you're looking to finance a home, Founders has a variety of mortgage1 options to suit all of your financial needs.

Fixed Rate Mortgages

  • Long-term financing available. 
  • Available for the purchase or refinance of your primary residence, vacation home or investment property.
  • Fixed interest rate for the life of the loan.
  • Payments (principal and interest) stay the same from your first to your last payment. 
  • Streamlined documentation helps reduce paperwork and automated underwriting speeds up the process and offers some flexibility on credit issues and debt-to-income ratios.

Adjustable Rate Mortgage (ARM)

  • Available for the purchase or refinance of primary residences, second homes or investment properties.
  • Annual and lifetime interest rate caps.
  • Initial lower monthly payments.
  • May be preferable if interest rates are expected to go down or if you can easily adjust to changes in monthly payments.
  • Lower rates and longer terms available. 
  • Easy application process.
  • Up to 100% financing of appraisal value.

Costs involved in Mortgage Loans

Closing costs and prepaid fees vary according to the loan product selected. Founders offers low closing costs on mortage loans.

e-Mortgage

Use our convenient online application to apply for a mortgage. Click here to apply: e-Mortgage.

1 Terms and Conditions may vary based on collateral.  Other Restrictions may apply.

Central Administrative Office
607 North Main Street
Lancaster, SC 29720
Phone: 800-845-1614


This credit union is federally-insured by the National Credit Union Administration.
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